ZIP 95762 Property Distress & Foreclosure Data

DLRadar grades ZIP 95762 (El Dorado County, California) at a low 20/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (92/100). The latent-versus-live split is 43/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 3% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $916,000 here, or 5.3 times local income. About 59% have a four-year degree. Households earn a median $165,979 — above the roughly $78,000 national figure. On demographic stress specifically, 95762 scores 29/100. The ZIP holds roughly 17,673 housing units. 47,262 residents call 95762 home, typically aged 46. Around 40% of renters are cost-burdened. The tenure split is 87% owner-occupied to 13% rented. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 3.5%.

Overall, 95762 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.