ZIP 95762 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 95762 in El Dorado County, California comes in at 20, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (92/100). The latent-versus-live split is 43/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

The market reads contraction — home values held roughly flat year on year, and 3% higher over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $916,000, an affordability ratio of 5.3×. Educational attainment sits at 59% bachelor's-or-above. At $165,979, median income runs above typical U.S. levels. On demographic stress specifically, 95762 scores 29/100. There are about 17,673 housing units across 95762. Population is roughly 47,262 with a median age of 46. Rent burden reaches 40% of tenant households. Owners hold 87% of homes, renters 13%. The poverty rate is 3.8% — low. Vacancy runs 3.5%.

Taken together, 95762 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 95762 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 95762 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in El Dorado County, California and the nation. 95762 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 95762 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 95762 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.