ZIP 95619 Foreclosure, Tax-Lien & Distress Report

ZIP code 95619 in El Dorado County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). The most distinctive pressure shows up in construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. The latent-versus-live split is 43/100 structural and 1/100 already moving.

The market reads contraction — home values held roughly flat year on year, and 1% higher over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The typical home is worth about $373,900 (4.7× income). 61% of housing is owner-occupied. The ZIP holds roughly 2,455 housing units. Rent burden reaches 50% of tenant households. The vacancy rate is 6.7%. Educational attainment sits at 25% bachelor's-or-above. Median household income is $74,504, near the U.S. median near $78,000. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 6,362 with a median age of 42. The demographic-stress sub-score lands at 38/100.

On the whole, 95619 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95619 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 95619's 20/100 can be lined up against any neighbor in El Dorado County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 95619 reflects the current record instead of a stale or modeled snapshot.

95619's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 95619 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.