ZIP 95672 Foreclosure, Tax-Lien & Distress Report

El Dorado County, California's ZIP 95672 registers 20/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. On the structural side it scores 43/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 2% lower over three years, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The poverty rate is 4.3% — low. The tenure split is 93% owner-occupied to 7% rented. At $145,769, median income runs above typical U.S. levels. Educational attainment sits at 39% bachelor's-or-above. Around 60% of renters are cost-burdened. About 5,630 people live here, median age 50. Vacancy runs 3.3%. A median home runs $767,400 here, or 4.8 times local income. On demographic stress specifically, 95672 scores 32/100. The ZIP holds roughly 2,017 housing units.

On the whole, 95672 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 95672's 20/100 can be lined up against any neighbor in El Dorado County, California or any ZIP coast to coast. 95672 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95672's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 95672 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.