ZIP 95672 Property Distress & Foreclosure Data

DLRadar grades ZIP 95672 (El Dorado County, California) at a low 20/100 for overall property distress. Property-level stress concentrates in construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. On the structural side it scores 43/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 2% lower over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 93% owner-occupied to 7% rented. Households earn a median $145,769 — above the roughly $78,000 national figure. About 39% have a four-year degree. Around 60% of renters are cost-burdened. 5,630 residents call 95672 home, typically aged 50. The vacancy rate is 3.3%. A median home runs $767,400 here, or 4.8 times local income. On demographic stress specifically, 95672 scores 32/100. The ZIP holds roughly 2,017 housing units.

Overall, 95672 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.