ZIP 95726 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95726 (El Dorado County, California) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). The split runs 43/100 structural to 1/100 active on the ground. Its heaviest discrete signals: construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

The contraction-phase market in 95726 posted values that held roughly flat over the year, and 4% lower over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Home values center near $424,200, an affordability ratio of 4.2×. On demographic stress specifically, 95726 scores 34/100. At $95,125, median income runs above typical U.S. levels. Around 42% of renters are cost-burdened. Educational attainment sits at 23% bachelor's-or-above. About 8,229 people live here, median age 46. 10.7% of residents fall below the poverty threshold. Owners hold 82% of homes, renters 18%. There are about 4,567 housing units across 95726. The vacancy rate is 24.9% — elevated.

Taken together, 95726 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 95726 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 95726's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 95726 reflects the current record instead of a stale or modeled snapshot.

Behind 95726's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 95726 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.