ZIP 95726 Property Distress & Foreclosure Data

DLRadar grades ZIP 95726 (El Dorado County, California) at a low 20/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (92/100). The latent-versus-live split is 43/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 4% lower over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $424,200 here, or 4.2 times local income. On demographic stress specifically, 95726 scores 34/100. Households earn a median $95,125 — above the roughly $78,000 national figure. Around 42% of renters are cost-burdened. About 23% have a four-year degree. 8,229 residents call 95726 home, typically aged 46. Roughly 10.7% live below the poverty line. The tenure split is 82% owner-occupied to 18% rented. The ZIP holds roughly 4,567 housing units. The vacancy rate is 24.9% — elevated.

Taken together, 95726 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.