ZIP 95735 Foreclosure, Tax-Lien & Distress Report

El Dorado County, California's ZIP 95735 registers 20/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (49/100), structural risk (43/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100)). The split runs 43/100 structural to 1/100 active on the ground.

The contraction-phase market in 95735 posted values that held roughly flat over the year (phase confidence 12/100). Falling values surface more motivated sellers and below-market exits.

54 residents call 95735 home, typically aged 47. The vacancy rate is 96.0% — elevated. About 71% have a four-year degree. 100% of housing is owner-occupied. 0.0% of residents fall below the poverty threshold. Households earn a median $106,375 — above the roughly $78,000 national figure. On demographic stress specifically, 95735 scores 33/100. The ZIP holds roughly 613 housing units. Home values center near $541,700, an affordability ratio of 5.0×.

Net-net, 95735 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 95735 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 95735 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in El Dorado County, California and the nation. The score is rebuilt from public data as it updates, so 95735 reflects the current record instead of a stale or modeled snapshot.

95735's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 95735 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.