ZIP 95735 Property Distress & Foreclosure Data

DLRadar grades ZIP 95735 (El Dorado County, California) at a low 20/100 for overall property distress. Property-level stress concentrates in construction/permit lag (61/100), structural risk (43/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100). On the structural side it scores 43/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 1.0% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

54 residents call 95735 home, typically aged 47. The vacancy rate is 96.0% — elevated. About 71% have a four-year degree. The tenure split is 100% owner-occupied to 0% rented. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $106,375 — above the roughly $78,000 national figure. On demographic stress specifically, 95735 scores 33/100. The ZIP holds roughly 613 housing units. A median home runs $541,700 here, or 5.0 times local income.

Taken together, 95735 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
43/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 95735

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in El Dorado County

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