ZIP 95646 Foreclosure, Tax-Lien & Distress Report
Amador County, California · High Vacancy market
Composite property distress in 95646 (Amador County, California) lands at 8/100 — minimal on DLRadar's public-record scoring. Leading the profile are construction/permit lag (57/100), structural risk (19/100), institutional ownership (3/100). structural risk (19/100) and institutional ownership (3/100) stay muted. Structural risk reads 19/100 against active distress of 0/100.
The peak-phase market in 95646 posted values that held roughly flat over the year, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
406 residents call 95646 home, typically aged 38. The tenure split is 82% owner-occupied to 18% rented. Around 83% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. Vacancy runs 83.3%, above the national norm and a classic distress-and-opportunity signal. There are about 715 housing units across 95646. A median home runs $783,300 here, or 3.9 times local income. Rent burden reaches 0% of tenant households. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $145,341, median income runs above typical U.S. levels.
Taken together, 95646 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 95646 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 95646 runs through one identical public-record model, so its 8/100 sits on the same scale as every other ZIP in Amador County, California and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 95646 shows blanks, not estimates, wherever the record is sparse.
The 8/100 figure for 95646 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 95646 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 95646 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 95646 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Amador County ZIP reports
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Unlock the full ZIP 95646 acquisition report
Every distressed parcel in 95646 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology