ZIP 95646 Property Distress & Foreclosure Data

Composite property distress in 95646 (Amador County, California) lands at 6/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (34/100), structural risk (13/100), institutional ownership (3/100). By contrast, structural risk (13/100) and institutional ownership (3/100) register low. Structural exposure scores 13 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 1.2% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 406 people live here, median age 38. 82% of housing is owner-occupied. Around 83% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. Vacancy runs 83.3%, above the national norm and a classic distress-and-opportunity signal. There are about 715 housing units across 95646. The typical home is worth about $783,300 (3.9× income, relatively affordable). Rent burden reaches 0% of tenant households. The poverty rate is 17.7% — high, a tax-stress and distress correlate. At $145,341, median income runs above typical U.S. levels.

Net-net, 95646 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.