ZIP 95642 Property Distress & Foreclosure Data

Amador County, California's ZIP 95642 registers 18/100 composite distress, which DLRadar reads as low. Structural exposure scores 40 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (79/100). The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (40/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 1% lower over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

7,350 residents call 95642 home, typically aged 52. Vacancy runs 11.0%. The tenure split is 69% owner-occupied to 31% rented. On demographic stress specifically, 95642 scores 36/100. There are about 3,582 housing units across 95642. Rent burden reaches 37% of tenant households. Roughly 7.8% live below the poverty line. Households earn a median $85,000 — near the roughly $78,000 national figure. A median home runs $456,100 here, or 5.5 times local income. About 23% have a four-year degree.

Overall, 95642 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.