ZIP 95665 Property Distress & Foreclosure Data

Amador County, California's ZIP 95665 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (40/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (79/100)). On the structural side it scores 40/100, with 1/100 of stress already active.

The peak-phase market in 95665 posted values that rose 1.5% over the year, and 5% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 67% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 37/100. Educational attainment sits at 22% bachelor's-or-above. Home values center near $418,900, an affordability ratio of 5.1×. Median household income is $72,381, near the U.S. median near $78,000. Owners hold 86% of homes, renters 14%. Population is roughly 4,903 with a median age of 52. The vacancy rate is 8.5%. 6.3% of residents fall below the poverty threshold. The ZIP holds roughly 2,205 housing units.

On balance 95665 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.