ZIP 95255 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95255 (Calaveras County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 66 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (71/100). The pressure is most legible in construction/permit lag (83/100), structural risk (66/100), institutional ownership (44/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 15% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

There are about 1,040 housing units across 95255. On demographic stress specifically, 95255 scores 38/100. A median home runs $275,700 here, or 4.0 times local income. The tenure split is 85% owner-occupied to 15% rented. 27.3% of residents fall below the poverty threshold. Rent burden reaches 52% of tenant households. About 1,755 people live here, median age 58. Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 27.9% — elevated. Households earn a median $68,000 — below the roughly $78,000 national figure.

Net-net, 95255 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95255 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 95255 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 95255 stays directly comparable to neighboring ZIPs and the rest of Calaveras County, California. 95255 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95255's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95255 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.