ZIP 95255 Property Distress & Foreclosure Data

Calaveras County, California's ZIP 95255 registers 31/100 composite distress, which DLRadar reads as moderate. Structural risk reads 67/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in construction/permit lag (97/100), structural risk (67/100), institutional ownership (40/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 15% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,040 housing units across 95255. On demographic stress specifically, 95255 scores 38/100. A median home runs $275,700 here, or 4.0 times local income. The tenure split is 85% owner-occupied to 15% rented. Roughly 27.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 52% of tenant households. 1,755 residents call 95255 home, typically aged 58. About 17% have a four-year degree. Vacancy runs 27.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $68,000 — below the roughly $78,000 national figure.

Taken together, 95255 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.