Calaveras County, CA: Foreclosures, Tax Liens & Distressed Properties

Calaveras County, CA, California: 21 ZIP codes scored, Calaveras County, CA averaging 28/100 (low, Calaveras, CA), from 12 to 29. Calaveras County, CA is in its contraction phase (Calaveras, CA confidence 17/100): Calaveras, CA home prices down 0.3% (Calaveras, CA) over twelve months. Calaveras County, CA lender headwind: 26/100.

Highest-scoring Calaveras County, CA ZIPs: 95221 (29/100), 95222 (29/100), 95224 (29/100), 95225 (29/100), 95226 (29/100), 95228 (29/100). Also scored in Calaveras County, CA: 95232, 95233, 95245, 95246, 95247, 95248, 95249, 95251, 95252, 95254.

Across Calaveras County, CA's scored ZIPs: median home value $452,011, household income $83,534, 27.9% vacancy, 12.0% poverty, 79% owner-occupied, median age 50.3.

Calaveras County, CA insurance distress 55/100 (#1,007 in the US); FEMA hazard 78/100 for Calaveras, CA; 6 federal disaster declarations in Calaveras County, CA since 2023; 2 Calaveras, CA NFIP flood claims; Calaveras, CA construction distress 65/100.

6 banks with 10 branches lend in Calaveras County, CA; Calaveras, CA weighted bank stress 55/100, highest 67/100 in Calaveras, CA.

Calaveras County, CA unemployment 6.3% (Calaveras, CA -0.4 pts, six months); 73 new housing units permitted in Calaveras County, CA over twelve months, Calaveras, CA down 15% from 86; Calaveras, CA home prices +5.3% a year (Calaveras, CA) over three years.

27,683 housing units in Calaveras County, CA; 2,798 Calaveras, CA renter households; 51% of Calaveras, CA renters spend 30%+ of income on rent, 24% (Calaveras, CA) half or more.

Calaveras County, CA ranks #338 nationally on the opportunity index (Calaveras, CA, among all ranked counties); Calaveras, CA scores 34.3/100 and Calaveras, CA sits #3 inside California. Calaveras, CA is in the peak_opportunity opportunity phase; Calaveras, CA's primary driver is vacancy, Calaveras, CA second driver construction; Calaveras, CA moved up 108 places. 19 short-sale listings across Calaveras, CA; 62 days on market observed in Calaveras, CA; 19.4% vacancy over 21 Calaveras, CA ZIPs.

No CFPB county sample covers Calaveras County, CA. The non-metro area reading for Calaveras, CA: 0.6% ninety-plus days late; Calaveras, CA's thirty-to-eighty-nine share is 1.7% (Calaveras, CA, December 2025 data); California overall 0.5%.

Calaveras County, CA has 3 watched banks; 3 Calaveras, CA banks sit in an elevated band. Calaveras, CA footprints: El Dorado Savings Bank Fsb (3 branches, stress 59) in Calaveras, CA; Mechanics Bank (1 branch, stress 59) in Calaveras, CA; Bank Of Stockton (1 branch, stress 6) in Calaveras, CA.

9,246 of the 27,683 housing units in Calaveras, CA sit vacant. Calaveras County, CA permitted 0 multifamily units in twelve months; Calaveras, CA's one-to-four unit structures added 73 units in Calaveras County, CA.