Calaveras County, CA: Foreclosures, Tax Liens & Distressed Properties
Across Calaveras County, California, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. The county's ZIP scores run from 14 up to 30/100. On bank and credit headwind, Calaveras County scores 26/100. Coverage runs to 21 ZIPs across Calaveras County, a low 29/100 average.
In its contraction phase, Calaveras County home prices held roughly flat across the last year (phase confidence 17/100). As the cycle turns down, carrying costs bite harder and distressed-to-retail spreads widen.
Given Calaveras County's -0.3% YoY cooling (17/100 confidence), conservative underwriting wins as motivated sellers multiply. Lender stress at 26/100 (contained) favors tax, code and ownership-change cases over REO.
The sharpest Calaveras County readings come from 95221 (30/100), 95222 (30/100), 95224 (30/100), 95225 (30/100), 95226 (30/100), 95228 (30/100) — open any for the parcel detail. Coverage extends to 95232, 95233, 95245, 95246, 95247, 95248, 95249, 95251, 95252, 95254 among others.
On the housing-and-income side, the ZIPs DLRadar tracks across Calaveras County run a median age of 50.3, a median household income near $83,534 (near the US norm), 79% of homes owner-occupied, 12% of households below the poverty line, typical home values near $452,011, 27.9% of units sitting vacant. Numbers like these signal which owners come under strain and how quickly stock clears.
Net of it all, 29/100 over 21 ZIPs means the edge is selective acquisition and not a county-wide play. A DLRadar subscription opens every Calaveras County parcel: owner, address and APN, scoring, lienholder detail and an estimated exit speed.
The distress read for Calaveras County, California is refreshed as new public records post and uses the same methodology coast to coast, so Calaveras County stays directly comparable to any other market you track.
Read Calaveras County, California as a heat map for effort — the county's low composite of 29/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. These Calaveras County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.
The ZIP breakdown for Calaveras County leads with 95221 (30/100), 95222 (30/100), 95224 (30/100), 95225 (30/100), 95226 (30/100), 95228 (30/100). DLRadar also scores 95232, 95233, 95245, 95246, 95247, 95248, 95249, 95251 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.
Under Calaveras County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 95221 | CA | 30 | |||
| 95222 | CA | 30 | |||
| 95224 | CA | 30 | |||
| 95225 | CA | 30 | |||
| 95226 | CA | 30 | |||
| 95228 | CA | 30 | |||
| 95232 | CA | 30 | |||
| 95233 | CA | 30 |
Calaveras County ZIPs ranked by distress
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The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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