ZIP 95221 Property Distress & Foreclosure Data
DLRadar grades ZIP 95221 (Calaveras County, California) at a moderate 31/100 for overall property distress. Property-level stress concentrates in construction/permit lag (97/100), structural risk (67/100), institutional ownership (40/100). Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (64/100)). On the structural side it scores 67/100, with 0/100 of stress already active.
The peak-phase market in 95221 posted values that rose 1.5% over the year (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Educational attainment sits at 25% bachelor's-or-above. The vacancy rate is 35.6% — elevated. Population is roughly 164 with a median age of 38. Around 100% of renters are cost-burdened. Owners hold 68% of homes, renters 32%. Home values center near $395,200. DLRadar's demographic-stress index for the area reads 45/100. The ZIP holds roughly 215 housing units. 9.8% of residents fall below the poverty threshold.
On the whole, 95221 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 95221
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Calaveras County
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Deterministic. Every signal traces to a public dataset · methodology