ZIP 95226 Property Distress & Foreclosure Data

DLRadar grades ZIP 95226 (Calaveras County, California) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (64/100). Property-level stress concentrates in construction/permit lag (97/100), structural risk (67/100), institutional ownership (40/100). Structural risk reads 67/100 against active distress of 0/100.

The market reads peak — home values rose 1.5% year on year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Net-net, 95226 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
67/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 95226

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk86
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Calaveras County

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Deterministic. Every signal traces to a public dataset · methodology