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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 95226 Foreclosure, Tax-Lien & Distress Report

Calaveras County, California · Cooling Market market

On DLRadar's 0-100 public-record scale, ZIP 95226 in Calaveras County, California comes in at 30, a moderate composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (72/100)). The pressure is most legible in construction/permit lag (83/100), structural risk (66/100), institutional ownership (44/100). The latent-versus-live split is 66/100 structural and 0/100 already moving.

The contraction-phase market in 95226 posted values that held roughly flat over the year (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

Net-net, 95226 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 95226 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 95226 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95226 can be compared directly against any other ZIP in Calaveras County, California or nationwide. 95226 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95226's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 95226 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

30/100
Composite stress
66/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 95226

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk86
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

95226 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Get the full acquisition report for 95226

The full 95226 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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