ZIP 95233 Property Distress & Foreclosure Data

ZIP code 95233 in Calaveras County, California carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (64/100)). What sets it apart are the readings on construction/permit lag (97/100), structural risk (67/100), institutional ownership (40/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 67/100 against active distress of 6/100.

The peak-phase market in 95233 posted values that rose 1.5% over the year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 19% bachelor's-or-above. 27.9% of residents fall below the poverty threshold. Median household income is $48,705, below the U.S. median near $78,000. Owners hold 100% of homes, renters 0%. Vacancy runs 37.1%, above the national norm and a classic distress-and-opportunity signal. There are about 121 housing units across 95233. DLRadar's demographic-stress index for the area reads 42/100. Population is roughly 204 with a median age of 69. Home values center near $342,600, an affordability ratio of 6.1×.

On the whole, 95233 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.