ZIP 95225 Property Distress & Foreclosure Data

In Calaveras County, California, ZIP 95225 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (97/100), structural risk (67/100), institutional ownership (40/100). On the structural side it scores 67/100, with 0/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $101,223 — above the roughly $78,000 national figure. Roughly 12.3% live below the poverty line. Around 9% of renters are cost-burdened. A median home runs $558,700 here, or 5.7 times local income. About 8% have a four-year degree. The ZIP holds roughly 528 housing units. 1,224 residents call 95225 home, typically aged 59. On demographic stress specifically, 95225 scores 37/100. The tenure split is 55% owner-occupied to 45% rented. The vacancy rate is 11.5% — elevated.

Overall, 95225 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.