ZIP 95225 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 95225 in Calaveras County, California comes in at 30, a moderate composite-distress reading. Its heaviest discrete signals: construction/permit lag (83/100), structural risk (66/100), institutional ownership (44/100). On the structural side it scores 66/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (71/100).

The contraction-phase market in 95225 posted values that held roughly flat over the year (phase confidence 17/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $101,223 — above the roughly $78,000 national figure. The poverty rate is 12.3%. Rent burden reaches 9% of tenant households. The typical home is worth about $558,700 (5.7× income). About 8% have a four-year degree. There are about 528 housing units across 95225. Population is roughly 1,224 with a median age of 59. DLRadar's demographic-stress index for the area reads 37/100. 55% of housing is owner-occupied. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 95225 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95225 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 95225's 30/100 can be lined up against any neighbor in Calaveras County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 95225 reflects the current record instead of a stale or modeled snapshot.

95225's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 95225 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.