ZIP 95252 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95252 (Calaveras County, California) returns a moderate composite of 30/100. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (66/100), institutional ownership (44/100). By contrast, mortgage stress (21/100) register low. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (71/100)). Structural risk reads 66/100 against active distress of 6/100.

The contraction-phase market in 95252 posted values that held roughly flat over the year, and 8% higher over three years, at 17/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

On demographic stress specifically, 95252 scores 37/100. Roughly 9.6% live below the poverty line. Owners hold 92% of homes, renters 8%. Rent burden reaches 52% of tenant households. The vacancy rate is 11.1%. There are about 5,327 housing units across 95252. Median household income is $85,189, near the U.S. median near $78,000. Population is roughly 13,851 with a median age of 45. About 15% have a four-year degree. The typical home is worth about $457,000 (5.2× income).

Net-net, 95252 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95252 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 95252 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 95252 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 95252's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 95252 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.