ZIP 95252 Property Distress & Foreclosure Data

In Calaveras County, California, ZIP 95252 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (97/100), structural risk (67/100), institutional ownership (40/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (64/100). The latent-versus-live split is 67/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 8% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 95252 scores 37/100. Roughly 9.6% live below the poverty line. The tenure split is 92% owner-occupied to 8% rented. Around 52% of renters are cost-burdened. The vacancy rate is 11.1%. The ZIP holds roughly 5,327 housing units. Households earn a median $85,189 — near the roughly $78,000 national figure. 13,851 residents call 95252 home, typically aged 45. About 15% have a four-year degree. A median home runs $457,000 here, or 5.2 times local income.

Overall, 95252 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.