ZIP 95257 Foreclosure, Tax-Lien & Distress Report

ZIP 95257's composite property-distress score is 30/100 - DLRadar classes that as moderate for Calaveras County, California. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (71/100). Property-level stress concentrates in construction/permit lag (83/100), structural risk (66/100), institutional ownership (44/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 66/100, with 6/100 of stress already active.

The contraction-phase market in 95257 posted values that held roughly flat over the year (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

Around 11% of adults hold a bachelor's degree or higher. Rent burden reaches 0% of tenant households. The typical home is worth about $352,900. The vacancy rate is 42.3% — elevated. About 427 people live here, median age 58. The ZIP holds roughly 402 housing units. The tenure split is 60% owner-occupied to 40% rented. DLRadar's demographic-stress index for the area reads 29/100. 11.7% of residents fall below the poverty threshold.

Net-net, 95257 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 95257 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 95257 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Calaveras County, California and the nation. Where the public record is thin for 95257, the field stays empty rather than modeled, and fills in as new documents post.

95257's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 95257 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.