ZIP 95257 Property Distress & Foreclosure Data

In Calaveras County, California, ZIP 95257 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (64/100)). Its standout signals are construction/permit lag (97/100), structural risk (67/100), institutional ownership (40/100). On the quiet end sit mortgage stress (21/100). Structural exposure scores 67 and live distress 6 on the 0–100 scale.

The peak-phase market in 95257 posted values that rose 1.5% over the year, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 11% bachelor's-or-above. Rent burden reaches 0% of tenant households. Home values center near $352,900. Vacancy runs 42.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 427 with a median age of 58. There are about 402 housing units across 95257. Owners hold 60% of homes, renters 40%. DLRadar's demographic-stress index for the area reads 29/100. 11.7% of residents fall below the poverty threshold.

On the whole, 95257 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.