ZIP 95248 Foreclosure, Tax-Lien & Distress Report
Calaveras County, California · High Vacancy market
Scored purely from public records, 95248 (Calaveras County, California) returns a moderate composite of 30/100. The latent-versus-live split is 66/100 structural and 0/100 already moving. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (71/100)). The pressure is most legible in construction/permit lag (83/100), structural risk (66/100), institutional ownership (44/100).
The market reads contraction — home values held roughly flat year on year, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
The ZIP holds roughly 92 housing units. The vacancy rate is 85.8% — elevated. Population is roughly 66 with a median age of 12. The tenure split is 100% owner-occupied to 0% rented. DLRadar's demographic-stress index for the area reads 39/100. About 0% have a four-year degree. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas.
Net-net, 95248 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 95248 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 95248 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95248 can be compared directly against any other ZIP in Calaveras County, California or nationwide. Nothing here is interpolated — where a source is thin for 95248, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 95248's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 95248 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 95248
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 95248 distress snapshot
The live 95248 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Calaveras County ZIPs near 95248
Related reports across Calaveras County, California
Further distress data across Calaveras County, California at ZIP, county and state level.
Unlock parcel-level detail for ZIP 95248
Open 95248 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology