ZIP 95222 Property Distress & Foreclosure Data

Composite property distress in 95222 (Calaveras County, California) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 67/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are construction/permit lag (97/100), structural risk (67/100), institutional ownership (40/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 1% lower over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,666 residents call 95222 home, typically aged 53. A median home runs $515,100 here, or 6.8 times local income. There are about 2,778 housing units across 95222. The tenure split is 87% owner-occupied to 13% rented. Roughly 15.0% live below the poverty line. Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 66% of tenant households. On demographic stress specifically, 95222 scores 46/100. Households earn a median $71,344 — near the roughly $78,000 national figure. About 23% have a four-year degree.

Taken together, 95222 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.