ZIP 95310 Property Distress & Foreclosure Data

In Tuolumne County, California, ZIP 95310 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (85/100). Its standout signals are structural risk (26/100), mortgage stress (7/100), institutional ownership (4/100). By contrast, mortgage stress (7/100) and institutional ownership (4/100) register low. Structural risk reads 26/100 against active distress of 2/100.

The market reads peak — home values rose 1.2% year on year, and 2% lower over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,783 people live here, median age 45. There are about 849 housing units across 95310. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 76% of tenant households. The demographic-stress sub-score lands at 51/100. The poverty rate is 17.4% — high, a tax-stress and distress correlate. The typical home is worth about $434,800 (7.8× income, severely stretched). Around 25% of adults hold a bachelor's degree or higher. 71% of housing is owner-occupied. At $57,639, median income runs below typical U.S. levels.

Net-net, 95310 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.