ZIP 95327 Foreclosure, Tax-Lien & Distress Report
Tuolumne County, California · Distress market
In Tuolumne County, California, ZIP 95327 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 57/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (85/100)). The pressure is most legible in construction/permit lag (84/100), structural risk (57/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) and mortgage stress (7/100) register low.
The market reads peak — home values held roughly flat year on year, and 6% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $372,300, an affordability ratio of 6.1×. On demographic stress specifically, 95327 scores 44/100. Population is roughly 8,799 with a median age of 41. The vacancy rate is 9.1%. 65% of housing is owner-occupied. 13.3% of residents fall below the poverty threshold. At $60,506, median income runs below typical U.S. levels. Around 66% of renters are cost-burdened. The ZIP holds roughly 3,257 housing units. About 12% have a four-year degree.
On balance 95327 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 95327 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 95327's 27/100 can be lined up against any neighbor in Tuolumne County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 95327 reflects the current record instead of a stale or modeled snapshot.
95327's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 95327 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 95327
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95327 distress snapshot
The live 95327 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Tuolumne County ZIPs near 95327
More distress data near 95327
Further distress data across Tuolumne County, California at ZIP, county and state level.
See every distressed parcel in 95327
Pull every distressed parcel in 95327 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology