ZIP 95327 Property Distress & Foreclosure Data

Tuolumne County, California's ZIP 95327 registers 13/100 composite distress, which DLRadar reads as minimal. Structural exposure scores 26 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (85/100). The most distinctive pressure shows up in structural risk (26/100), mortgage stress (7/100), institutional ownership (4/100). mortgage stress (7/100) and institutional ownership (4/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 6% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $372,300 here, or 6.1 times local income. On demographic stress specifically, 95327 scores 44/100. 8,799 residents call 95327 home, typically aged 41. Vacancy runs 9.1%. The tenure split is 65% owner-occupied to 35% rented. Roughly 13.3% live below the poverty line. Households earn a median $60,506 — below the roughly $78,000 national figure. Rent burden reaches 66% of tenant households. There are about 3,257 housing units across 95327. About 12% have a four-year degree.

Overall, 95327 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.