ZIP 95372 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95372 (Tuolumne County, California) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (85/100). Its standout signals are construction/permit lag (84/100), structural risk (57/100), institutional ownership (29/100). By contrast, institutional ownership (29/100) and mortgage stress (7/100) register low. Latent structural risk is 57/100 while live distress already moving reads 2/100.

The market reads peak — home values held roughly flat year on year, and 42% higher over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

Owners hold 83% of homes, renters 17%. Around 53% of renters are cost-burdened. About 1,825 people live here, median age 37. Vacancy runs 5.5%. A median home runs $408,300 here, or 3.8 times local income. On demographic stress specifically, 95372 scores 31/100. About 22% have a four-year degree. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 739 housing units. Households earn a median $93,346 — above the roughly $78,000 national figure.

Net-net, 95372 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 95372's 27/100 can be lined up against any neighbor in Tuolumne County, California or any ZIP coast to coast. Where the public record is thin for 95372, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 for 95372 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 95372 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.