ZIP 95311 Foreclosure, Tax-Lien & Distress Report

ZIP 95311's composite property-distress score is 29/100 - DLRadar classes that as low for Mariposa County, California. Environmental exposure also runs high (climate & FEMA risk (83/100), FEMA disaster exposure (62/100)). Latent structural risk is 63/100 while live distress already moving reads 6/100. Its standout signals are construction/permit lag (100/100), structural risk (63/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (19/100).

The contraction-phase market in 95311 posted values that held roughly flat over the year, and 19% higher over three years (phase confidence 16/100). Falling values surface more motivated sellers and below-market exits.

At $70,469, median income runs near typical U.S. levels. The ZIP holds roughly 1,447 housing units. The demographic-stress sub-score lands at 38/100. Rent burden reaches 58% of tenant households. Educational attainment sits at 20% bachelor's-or-above. About 2,282 people live here, median age 51. 22.4% of residents fall below the poverty threshold. The tenure split is 84% owner-occupied to 16% rented. A median home runs $316,000 here, or 4.2 times local income. Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 95311 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 95311 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95311 can be compared directly against any other ZIP in Mariposa County, California or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 95311 shows blanks, not estimates, wherever the record is sparse.

Each component behind 95311 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For an operator, 95311 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.