ZIP 95311 Property Distress & Foreclosure Data

DLRadar grades ZIP 95311 (Mariposa County, California) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (83/100), FEMA disaster exposure (63/100)). The latent-versus-live split is 64/100 structural and 6/100 already moving. Property-level stress concentrates in construction/permit lag (100/100), structural risk (64/100), institutional ownership (41/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 95311 posted values that rose 1.5% over the year, and 19% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $70,469, near the U.S. median near $78,000. The ZIP holds roughly 1,447 housing units. DLRadar's demographic-stress index for the area reads 38/100. Around 58% of renters are cost-burdened. Educational attainment sits at 20% bachelor's-or-above. Population is roughly 2,282 with a median age of 51. 22.4% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%. Home values center near $316,000, an affordability ratio of 4.2×. The vacancy rate is 24.6% — elevated.

On the whole, 95311 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.