ZIP 95338 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95338 (Mariposa County, California) returns a low composite of 29/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). Its standout signals are construction/permit lag (100/100), structural risk (62/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (19/100) stay muted. Structural risk reads 62/100 against active distress of 6/100.

The market reads contraction — home values held roughly flat year on year, and 0% higher over three years, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Population is roughly 10,164 with a median age of 55. The typical home is worth about $393,400 (5.7× income). The tenure split is 75% owner-occupied to 25% rented. Households earn a median $64,707 — below the roughly $78,000 national figure. About 30% have a four-year degree. The vacancy rate is 16.0% — elevated. 12.7% of residents fall below the poverty threshold. There are about 5,802 housing units across 95338. The demographic-stress sub-score lands at 37/100. Around 43% of renters are cost-burdened.

Taken together, 95338 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95338 at the moment; the composite and its components are still built from verifiable public records.

Whether 95338 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95338 can be compared directly against any other ZIP in Mariposa County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 95338 shows blanks, not estimates, wherever the record is sparse.

Behind 95338's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 95338 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.