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ZIP 95306 Foreclosure, Tax-Lien & Distress Report

Mariposa County, California · High Vacancy market

ZIP 95306's composite property-distress score is 29/100 - DLRadar classes that as low for Mariposa County, California. Climate and flood risk are elevated too — climate & FEMA risk (83/100), FEMA disaster exposure (63/100). Structural exposure scores 63 and live distress 6 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (100/100), structural risk (63/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (19/100) register low.

The contraction-phase market in 95306 posted values that held roughly flat over the year, and 4% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

Median household income is $77,724, near the U.S. median near $78,000. 13.7% of residents fall below the poverty threshold. 91% of housing is owner-occupied. There are about 518 housing units across 95306. On demographic stress specifically, 95306 scores 53/100. About 869 people live here, median age 58. Rent burden reaches 67% of tenant households. Home values center near $400,000. Educational attainment sits at 31% bachelor's-or-above. The vacancy rate is 17.5% — elevated.

On the whole, 95306 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 95306 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 95306 shows blanks, not estimates, wherever the record is sparse.

The 29/100 for 95306 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 95306 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

29/100
Composite stress
63/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 95306

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk83
Another 9 scored dimensions sit behind 95306

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

95306 at a glance

95306 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in Mariposa County

Nearest ZIP codes to 95306

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 95306

Further distress data across Mariposa County, California at ZIP, county and state level.

Open the complete 95306 acquisition file

Every distressed parcel in 95306 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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