ZIP 95306 Property Distress & Foreclosure Data

In Mariposa County, California, ZIP 95306 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (83/100), FEMA disaster exposure (64/100). On the structural side it scores 65/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (100/100), structural risk (65/100), institutional ownership (42/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 4% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $77,724 — near the roughly $78,000 national figure. Roughly 13.7% live below the poverty line. The tenure split is 91% owner-occupied to 9% rented. The ZIP holds roughly 518 housing units. On demographic stress specifically, 95306 scores 32/100. 869 residents call 95306 home, typically aged 58. Around 67% of renters are cost-burdened. A median home runs $400,000 here. About 31% have a four-year degree. The vacancy rate is 17.5% — elevated.

Taken together, 95306 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.