ZIP 95318 Foreclosure, Tax-Lien & Distress Report
Mariposa County, California · High Vacancy market
Mariposa County, California's ZIP 95318 registers 29/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 62/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). Its standout signals are construction/permit lag (100/100), structural risk (62/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (19/100) stay muted.
The contraction-phase market in 95318 posted values that held roughly flat over the year (phase confidence 17/100). A cooling market tends to open discount-to-value windows.
Population is roughly 572 with a median age of 37. A median home runs $276,900 here, or 5.5 times local income. Owners hold 61% of homes, renters 39%. Rent burden reaches 16% of tenant households. The vacancy rate is 17.9% — elevated. The poverty rate is 3.5% — low. Median household income is $54,430, below the U.S. median near $78,000. There are about 357 housing units across 95318. Around 69% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100.
Net-net, 95318 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 95318 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Mariposa County, California and the nation. Nothing here is interpolated — where a source is thin for 95318, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 29/100 for 95318 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 95318 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 95318
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95318 distress snapshot
Current distress, phase, housing and lender-pressure figures for 95318, drawn from the same report attached to each property.
Mariposa County ZIPs near 95318
More distress data near 95318
Keep going: ZIP, county and state distress coverage for Mariposa County, California.
Unlock parcel-level detail for ZIP 95318
See who owns each distressed property in 95318, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology