ZIP 95318 Property Distress & Foreclosure Data

Mariposa County, California's ZIP 95318 registers 30/100 composite distress, which DLRadar reads as moderate. Structural risk reads 65/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (83/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (65/100), institutional ownership (42/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

572 residents call 95318 home, typically aged 37. A median home runs $276,900 here, or 5.5 times local income. The tenure split is 61% owner-occupied to 39% rented. Rent burden reaches 16% of tenant households. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $54,430 — below the roughly $78,000 national figure. There are about 357 housing units across 95318. About 69% have a four-year degree. On demographic stress specifically, 95318 scores 28/100.

Taken together, 95318 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.