ZIP 93644 Foreclosure, Tax-Lien & Distress Report

ZIP 93644's composite property-distress score is 24/100 - DLRadar classes that as low for Madera County, California. The split runs 53/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (97/100), structural risk (53/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (95/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, 2.2% off the recent peak, and 8% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

About 6,490 people live here, median age 58. Home values center near $396,300, an affordability ratio of 5.0×. Roughly 13.5% live below the poverty line. Households earn a median $75,241 — near the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented. DLRadar's demographic-stress index for the area reads 38/100. The ZIP holds roughly 3,870 housing units. Around 49% of renters are cost-burdened. Vacancy runs 26.8%, above the national norm and a classic distress-and-opportunity signal. Around 26% of adults hold a bachelor's degree or higher.

Net-net, 93644 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 93644 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 93644 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 93644 can be compared directly against any other ZIP in Madera County, California or nationwide. 93644 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

93644's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 93644 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.