ZIP 93645 Property Distress & Foreclosure Data

ZIP code 93645 in Madera County, California carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (64/100), structural risk (45/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). On the structural side it scores 45/100, with 1/100 of stress already active.

The market reads peak — home values rose 1.0% year on year, 2.3% off the recent peak (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

At $77,138, median income runs near typical U.S. levels. About 1,082 people live here, median age 19. The vacancy rate is 0.0%. Around 0% of renters are cost-burdened. Around 1% of adults hold a bachelor's degree or higher. The ZIP holds roughly 251 housing units. The poverty rate is 0.0% — low. The demographic-stress sub-score lands at 30/100. 59% of housing is owner-occupied. The typical home is worth about $340,200 (4.8× income).

Net-net, 93645 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.