ZIP 93645 Foreclosure, Tax-Lien & Distress Report
Madera County, California · Distress market
In Madera County, California, ZIP 93645 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (97/100), structural risk (53/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). The latent-versus-live split is 53/100 structural and 1/100 already moving.
The peak-phase market in 93645 posted values that rose 1.2% over the year, 2.2% off the recent peak, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $77,138 — near the roughly $78,000 national figure. About 1,082 people live here, median age 19. The vacancy rate is 0.0%. Around 0% of renters are cost-burdened. Educational attainment sits at 1% bachelor's-or-above. There are about 251 housing units across 93645. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 30/100. The tenure split is 59% owner-occupied to 41% rented. Home values center near $340,200, an affordability ratio of 4.8×.
Net-net, 93645 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 93645 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 93645's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 93645 shows as blanks, never estimates, and the score updates on every fresh public filing.
93645's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 93645 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 93645
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 93645 by the numbers
Current distress, phase, housing and lender-pressure figures for 93645, drawn from the same report attached to each property.
Neighbouring ZIPs in Madera County
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The complete 93645 distress and acquisition report
Open 93645 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
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