ZIP 93636 Foreclosure, Tax-Lien & Distress Report
Madera County, California · Distress market
DLRadar grades ZIP 93636 (Madera County, California) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). The latent-versus-live split is 53/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (97/100), structural risk (53/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).
The peak-phase market in 93636 posted values that rose 1.2% over the year, 2.2% off the recent peak, and 14% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $124,024, above the U.S. median near $78,000. Rent burden reaches 30% of tenant households. A median home runs $542,100 here, or 3.9 times local income. Population is roughly 14,777 with a median age of 38. The demographic-stress sub-score lands at 28/100. About 39% have a four-year degree. The vacancy rate is 7.5%. The tenure split is 88% owner-occupied to 12% rented. 10.3% of residents fall below the poverty threshold. The ZIP holds roughly 5,238 housing units.
On balance 93636 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 93636 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 93636's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 93636, the field stays empty rather than modeled, and fills in as new documents post.
The 24/100 figure for 93636 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 93636 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 93636 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 93636 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 93636, the same set carried on every parcel.
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