ZIP 93626 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 93626 (Madera County, California) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (97/100). The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (49/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 49/100 against active distress of 1/100.

The peak-phase market in 93626 posted values that rose 1.2% over the year, 2.2% off the recent peak, and 10% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,039 people live here, median age 38. The vacancy rate is 10.2%. There are about 1,285 housing units across 93626. About 47% have a four-year degree. Home values center near $631,600, an affordability ratio of 4.0× — accessible. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 21/100. Households earn a median $149,565 — above the roughly $78,000 national figure. The tenure split is 95% owner-occupied to 5% rented. Around 0% of renters are cost-burdened.

Net-net, 93626 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 93626 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 93626 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Madera County, California and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 93626 shows blanks, not estimates, wherever the record is sparse.

The 23/100 figure for 93626 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 93626 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.