ZIP 93637 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 93637 in Madera County, California comes in at 24, a low composite-distress reading. On the structural side it scores 54/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (98/100), structural risk (54/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (95/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, 2.2% off the recent peak, and 7% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $384,200, an affordability ratio of 5.0×. Rent burden reaches 47% of tenant households. The ZIP holds roughly 13,044 housing units. 58% of housing is owner-occupied. Around 13% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 41/100. 42,278 residents call 93637 home, typically aged 33. At $74,621, median income runs near typical U.S. levels. The vacancy rate is 6.7%. The poverty rate is 20.0% — high, a tax-stress and distress correlate.

On balance 93637 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 93637 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Madera County, California and the nation. Where the record is thin for 93637, the field stays empty rather than modeled, and fills in as new documents post.

Behind 93637's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 93637 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.