ZIP 93604 Foreclosure, Tax-Lien & Distress Report
Madera County, California · High Vacancy market
Composite property distress in 93604 (Madera County, California) lands at 24/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). Leading the profile are construction/permit lag (97/100), structural risk (53/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Latent structural risk is 53/100 while live distress already moving reads 1/100.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, 2.2% off the recent peak, and 14% lower over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 100% of homes, renters 0%. 518 residents call 93604 home, typically aged 49. Median household income is $181,375, above the U.S. median near $78,000. The vacancy rate is 85.5% — elevated. 16.4% of residents fall below the poverty threshold. Educational attainment sits at 62% bachelor's-or-above. There are about 1,302 housing units across 93604. The typical home is worth about $935,500 (5.8× income). On demographic stress specifically, 93604 scores 40/100.
Net-net, 93604 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 93604 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 93604 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 93604 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 24/100 figure for 93604 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 93604 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 93604 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
93604 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 93604, the same set carried on every parcel.
Madera County ZIPs near 93604
More distress data near 93604
More ZIP, county and state distress intelligence connected to Madera County, California.
Unlock parcel-level detail for ZIP 93604
The full 93604 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology