ZIP 93604 Property Distress & Foreclosure Data

ZIP code 93604 in Madera County, California carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100)). What sets it apart are the readings on construction/permit lag (64/100), structural risk (45/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 45 and live distress 1 on the 0–100 scale.

The peak-phase market in 93604 posted values that rose 1.0% over the year, 2.3% off the recent peak, and 14% lower over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 100% of homes, renters 0%. Population is roughly 518 with a median age of 49. Median household income is $181,375, above the U.S. median near $78,000. Vacancy runs 85.5%, above the national norm and a classic distress-and-opportunity signal. 16.4% of residents fall below the poverty threshold. Educational attainment sits at 62% bachelor's-or-above. There are about 1,302 housing units across 93604. Home values center near $935,500, an affordability ratio of 5.8×. DLRadar's demographic-stress index for the area reads 40/100.

On the whole, 93604 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.