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ZIP 95329 Foreclosure, Tax-Lien & Distress Report

Tuolumne County, California · High Vacancy market

DLRadar grades ZIP 95329 (Tuolumne County, California) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (89/100). The pressure is most legible in structural risk (39/100), institutional ownership (25/100), mortgage stress (7/100). By contrast, institutional ownership (25/100) and mortgage stress (7/100) register low. The latent-versus-live split is 39/100 structural and 2/100 already moving.

The peak-phase market in 95329 posted values that rose 0.9% over the year, and 43% higher over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

2,339 residents call 95329 home, typically aged 55. At $74,924, median income runs near typical U.S. levels. The typical home is worth about $420,100 (5.2× income). Roughly 9.3% live below the poverty line. There are about 1,559 housing units across 95329. Around 82% of renters are cost-burdened. Vacancy runs 25.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 42/100. 89% of housing is owner-occupied. Around 16% of adults hold a bachelor's degree or higher.

Net-net, 95329 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95329 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 95329 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 95329, the field stays empty rather than modeled, and fills in as new documents post.

Behind 95329's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 95329 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

19/100
Composite stress
39/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 95329

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk89
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 95329 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 95329, the same set carried on every parcel.

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Nearby ZIPs in Tuolumne County

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The complete 95329 distress and acquisition report

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Each signal above is traceable to an open dataset · methodology

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