ZIP 95329 Property Distress & Foreclosure Data

In Tuolumne County, California, ZIP 95329 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (89/100)). Its standout signals are structural risk (44/100), construction/permit lag (39/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). Structural risk reads 44/100 against active distress of 2/100.

The peak-phase market in 95329 posted values that rose 1.3% over the year, and 43% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,339 with a median age of 55. Median household income is $74,924, near the U.S. median near $78,000. Home values center near $420,100, an affordability ratio of 5.2×. 9.3% of residents fall below the poverty threshold. There are about 1,559 housing units across 95329. Rent burden reaches 82% of tenant households. Vacancy runs 25.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 42/100. Owners hold 89% of homes, renters 11%. Educational attainment sits at 16% bachelor's-or-above.

On the whole, 95329 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.