ZIP 95364 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 95364 in Tuolumne County, California comes in at 27, a low composite-distress reading. Leading the profile are construction/permit lag (81/100), structural risk (58/100), institutional ownership (30/100). institutional ownership (30/100) stay muted. On the structural side it scores 58/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), FEMA disaster exposure (62/100).

The market reads peak — home values held roughly flat year on year (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

There are about 300 housing units across 95364.

Overall, 95364 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 95364 read uses the identical scoring model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 95364 stays directly comparable to neighboring ZIPs and the rest of Tuolumne County, California. Where the record is thin for 95364, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 95364 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 95364 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.