ZIP 95223 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95223 (Calaveras County, California) lands at 14/100 — minimal on DLRadar's public-record scoring. Structural exposure scores 31 and live distress 3 on the 0–100 scale. Its standout signals are construction/permit lag (79/100), structural risk (31/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (10/100) register low.

The peak-phase market in 95223 posted values that held roughly flat over the year, and 1% lower over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $98,934, median income runs above typical U.S. levels. The poverty rate is 5.5% — low. Rent burden reaches 28% of tenant households. About 47% have a four-year degree. 2,934 residents call 95223 home, typically aged 60. Vacancy runs 80.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 34/100. Owners hold 90% of homes, renters 10%. The ZIP holds roughly 7,318 housing units. A median home runs $476,000 here, or 4.8 times local income.

On the whole, 95223 leans distressed, with opportunity clustered in specific stressed parcels. While 95223 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 95223's 14/100 can be lined up against any neighbor in Calaveras County, California or any ZIP coast to coast. 95223 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 95223 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. In workflow terms, 95223 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.