ZIP 95223 Property Distress & Foreclosure Data

Calaveras County, California's ZIP 95223 registers 14/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 32/100 structural and 3/100 already moving. The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (32/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (9/100) register low.

The market reads peak — home values rose 1.3% year on year, and 1% lower over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

At $98,934, median income runs above typical U.S. levels. The poverty rate is 5.5% — low. Around 28% of renters are cost-burdened. Around 47% of adults hold a bachelor's degree or higher. About 2,934 people live here, median age 60. The vacancy rate is 80.2% — elevated. The demographic-stress sub-score lands at 34/100. 90% of housing is owner-occupied. The ZIP holds roughly 7,318 housing units. The typical home is worth about $476,000 (4.8× income).

Net-net, 95223 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.