ZIP 95379 Property Distress & Foreclosure Data

In Tuolumne County, California, ZIP 95379 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (26/100), mortgage stress (7/100), institutional ownership (4/100). By contrast, mortgage stress (7/100) and institutional ownership (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (85/100). On the structural side it scores 26/100, with 2/100 of stress already active.

The market reads peak — home values rose 1.2% year on year, and 17% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 3.6% — low. About 3,821 people live here, median age 45. Around 21% of adults hold a bachelor's degree or higher. The typical home is worth about $416,000 (5.6× income). Around 5% of renters are cost-burdened. The ZIP holds roughly 1,680 housing units. At $72,113, median income runs near typical U.S. levels. The vacancy rate is 8.8%. The demographic-stress sub-score lands at 29/100. 83% of housing is owner-occupied.

Net-net, 95379 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.