Tuolumne County, CA: Foreclosures, Tax Liens & Distressed Properties
Tuolumne County, CA, California: 17 ZIP codes scored, Tuolumne County, CA averaging 26/100 (low, Tuolumne, CA), from 12 to 29. Tuolumne County, CA is in its peak phase (Tuolumne, CA confidence 12/100): Tuolumne, CA home prices up 0.4% (Tuolumne, CA) over twelve months. Tuolumne County, CA lender headwind: 33/100.
Highest-scoring Tuolumne County, CA ZIPs: 95311 (29/100), 95389 (29/100), 95305 (27/100), 95309 (27/100), 95310 (27/100), 95321 (27/100). Also scored in Tuolumne County, CA: 95327, 95335, 95346, 95364, 95370, 95372, 95375, 95379, 95383, 95329.
Across Tuolumne County, CA's scored ZIPs: median home value $413,750, household income $72,357, 42.8% vacancy, 14.0% poverty, 73% owner-occupied, median age 52.4.
Tuolumne County, CA insurance distress 32/100 (#1,516 in the US); FEMA hazard 63/100 for Tuolumne, CA; 3 federal disaster declarations in Tuolumne County, CA since 2023; Tuolumne, CA construction distress 79/100.
11 banks with 13 branches lend in Tuolumne County, CA; Tuolumne, CA weighted bank stress 59/100, highest 71/100 in Tuolumne, CA.
Tuolumne County, CA unemployment 5.6% (Tuolumne, CA -0.1 pts, six months); 60 new housing units permitted in Tuolumne County, CA over twelve months, Tuolumne, CA down 31% from 87; Tuolumne, CA home prices +4.6% a year (Tuolumne, CA) over three years.
31,589 housing units in Tuolumne County, CA; 5,897 Tuolumne, CA renter households; 55% of Tuolumne, CA renters spend 30%+ of income on rent, 27% (Tuolumne, CA) half or more.
Tuolumne County, CA ranks #554 nationally on the opportunity index (Tuolumne, CA, among all ranked counties); Tuolumne, CA scores 33.1/100 and Tuolumne, CA sits #6 inside California. Tuolumne, CA is in the peak_opportunity opportunity phase; Tuolumne, CA's primary driver is vacancy, Tuolumne, CA second driver construction; Tuolumne, CA moved up 263 places. 13 short-sale listings across Tuolumne, CA; 107 days on market observed in Tuolumne, CA; 18.5% vacancy over 17 Tuolumne, CA ZIPs.
No CFPB county sample covers Tuolumne County, CA. The non-metro area reading for Tuolumne, CA: 0.6% ninety-plus days late; Tuolumne, CA's thirty-to-eighty-nine share is 1.7% (Tuolumne, CA, December 2025 data); California overall 0.5%.
Tuolumne County, CA has 5 watched banks; 5 Tuolumne, CA banks sit in an elevated band. Tuolumne, CA footprints: Oak Valley Community Bank (2 branches, stress 66) in Tuolumne, CA; Mechanics Bank (1 branch, stress 59) in Tuolumne, CA; El Dorado Savings Bank Fsb (1 branch, stress 59) in Tuolumne, CA.
HUD lists 1 assisted multifamily property in Tuolumne County, CA with 7 units; 6 Tuolumne, CA units are assisted.
8,899 of the 31,589 housing units in Tuolumne, CA sit vacant. Tuolumne County, CA permitted 0 multifamily units in twelve months; Tuolumne, CA's one-to-four unit structures added 60 units in Tuolumne County, CA.