ZIP 95309 Foreclosure, Tax-Lien & Distress Report

ZIP 95309's composite property-distress score is 27/100 - DLRadar classes that as low for Tuolumne County, California. On the structural side it scores 57/100, with 0/100 of stress already active. Leading the profile are construction/permit lag (84/100), structural risk (57/100), institutional ownership (29/100). institutional ownership (29/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (85/100)).

The market reads peak — home values held roughly flat year on year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On balance 95309 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 95309 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 95309's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 95309, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95309's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95309 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.