ZIP 95370 Property Distress & Foreclosure Data

DLRadar grades ZIP 95370 (Tuolumne County, California) at a minimal 13/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (85/100). Property-level stress concentrates in structural risk (26/100), mortgage stress (7/100), institutional ownership (4/100). By contrast, mortgage stress (7/100) and institutional ownership (4/100) register low. Structural exposure scores 26 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 1.2% year on year, and 5% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 28,373 people live here, median age 50. There are about 14,074 housing units across 95370. 71% of housing is owner-occupied. The demographic-stress sub-score lands at 39/100. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 47% of tenant households. The typical home is worth about $448,400 (5.8× income). At $72,433, median income runs near typical U.S. levels. The poverty rate is 12.2%. Around 24% of adults hold a bachelor's degree or higher.

Net-net, 95370 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.