ZIP 95383 Foreclosure, Tax-Lien & Distress Report

ZIP code 95383 in Tuolumne County, California carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 57 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (85/100). Leading the profile are construction/permit lag (84/100), structural risk (57/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 95383 posted values that held roughly flat over the year, and 1% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $461,100 (5.3× income). Vacancy runs 49.0%, above the national norm and a classic distress-and-opportunity signal. 84% of housing is owner-occupied. About 42% have a four-year degree. 3,663 residents call 95383 home, typically aged 58. There are about 3,292 housing units across 95383. On demographic stress specifically, 95383 scores 35/100. The poverty rate is 4.0% — low. Median household income is $85,956, near the U.S. median near $78,000. Rent burden reaches 42% of tenant households.

Taken together, 95383 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 95383 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 95383 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 95383 stays directly comparable to neighboring ZIPs and the rest of Tuolumne County, California. The score is rebuilt from public data as it updates, so 95383 reflects the current record instead of a stale or modeled snapshot.

95383's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 95383 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.