Tuolumne County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Tuolumne County, California? DLRadar grades every Tuolumne County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Tuolumne County breakdown.
- Tuolumne County's most distressed ZIP is 95311 at 29/100.
- 17 ZIP codes tracked in Tuolumne County, averaging 26/100 distress.
- Tuolumne County reads peak — home values up 0.4% year over year.
- Vacancy runs 42.8% across Tuolumne County's tracked ZIPs, with a 14% poverty rate.
- The typical Tuolumne County home is worth about $413,750 against a ~$72,357 median income.
- Lending headwind in Tuolumne County sits at 33/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95311 | 29/100 |
| 2 | 95389 | 28/100 |
| 3 | 95305 | 27/100 |
| 4 | 95309 | 27/100 |
| 5 | 95310 | 27/100 |
| 6 | 95321 | 27/100 |
| 7 | 95327 | 27/100 |
| 8 | 95335 | 27/100 |
| 9 | 95346 | 27/100 |
| 10 | 95364 | 27/100 |
| 11 | 95370 | 27/100 |
| 12 | 95372 | 27/100 |
Most distressed ZIP codes in Tuolumne County (composite distress 0-100, 2026)
What is driving Tuolumne County distress
The Tuolumne County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 26/100 ZIP average. No proprietary or modelled inputs enter the score.
Tuolumne County market phase and pricing
The cycle in Tuolumne County is peak, with values up 0.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Tuolumne County
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Frequently asked questions
What is the most distressed ZIP code in Tuolumne County, CA?
ZIP 95311 leads Tuolumne County at 29/100, recomputed monthly from public records.
How would you describe the Tuolumne County market phase?
Tuolumne County reads peak, with home prices up 0.4% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Tuolumne County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 17 ZIP codes in Tuolumne County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Tuolumne County ZIP codes?
Averaging the county conceals how uneven it is. Across the Tuolumne County ZIPs DLRadar ranks, scores run from 29/100 in 95311 down to 27/100 in 95372, against a Tuolumne County average of 26/100. Those 2 points separate the ZIPs worth working in Tuolumne County from the rest.
What do Tuolumne County home values and vacancy say about distressed supply?
The typical Tuolumne County home carries about $413,750 of value against a median household income near $72,357. Vacancy across Tuolumne County's tracked ZIPs runs 42.8% and the poverty rate is 14%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Tuolumne County's foreclosure and lien filings and its 33/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.