ZIP 95386 Property Distress & Foreclosure Data

Stanislaus County, California's ZIP 95386 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (74/100)). On the structural side it scores 53/100, with 2/100 of stress already active.

The peak-phase market in 95386 posted values that rose 1.5% over the year, and 11% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $71,336, near the U.S. median near $78,000. Around 36% of renters are cost-burdened. 14.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 41/100. Educational attainment sits at 10% bachelor's-or-above. The vacancy rate is 8.5%. Population is roughly 10,410 with a median age of 32. Home values center near $416,500, an affordability ratio of 5.5×. Owners hold 55% of homes, renters 45%. The ZIP holds roughly 3,273 housing units.

On balance 95386 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.