ZIP 95357 Property Distress & Foreclosure Data

DLRadar grades ZIP 95357 (Stanislaus County, California) at a low 24/100 for overall property distress. Property-level stress concentrates in structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. On the structural side it scores 53/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (74/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 6% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 16% have a four-year degree. Roughly 11.5% live below the poverty line. 14,283 residents call 95357 home, typically aged 35. On demographic stress specifically, 95357 scores 34/100. A median home runs $445,400 here, or 4.4 times local income. The tenure split is 70% owner-occupied to 30% rented. Households earn a median $94,066 — above the roughly $78,000 national figure. The vacancy rate is 1.4%. Around 38% of renters are cost-burdened. The ZIP holds roughly 4,259 housing units.

Overall, 95357 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.