ZIP 95368 Foreclosure, Tax-Lien & Distress Report
Stanislaus County, California · Distress market
ZIP 95368's composite property-distress score is 20/100 - DLRadar classes that as low for Stanislaus County, California. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (73/100). Structural exposure scores 43 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (43/100), institutional ownership (17/100), mortgage stress (7/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.
Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 3% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 19% have a four-year degree. Around 34% of renters are cost-burdened. Households earn a median $91,990 — above the roughly $78,000 national figure. The ZIP holds roughly 4,286 housing units. About 14,457 people live here, median age 34. 80% of housing is owner-occupied. The poverty rate is 9.5%. The demographic-stress sub-score lands at 33/100. A median home runs $461,100 here, or 4.9 times local income. Vacancy runs 0.0%.
Net-net, 95368 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 95368 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 95368 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95368 can be compared directly against any other ZIP in Stanislaus County, California or nationwide. 95368 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
95368's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 95368 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 95368
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 95368 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Stanislaus County
More distress data near 95368
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See every distressed parcel in 95368
Every distressed parcel in 95368 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology