ZIP 95368 Property Distress & Foreclosure Data

Stanislaus County, California's ZIP 95368 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (74/100)). On the structural side it scores 53/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (37/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The peak-phase market in 95368 posted values that rose 1.5% over the year, and 3% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 19% bachelor's-or-above. Around 34% of renters are cost-burdened. Median household income is $91,990, above the U.S. median near $78,000. The ZIP holds roughly 4,286 housing units. Population is roughly 14,457 with a median age of 34. Owners hold 80% of homes, renters 20%. 9.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 33/100. Home values center near $461,100, an affordability ratio of 4.9×. The vacancy rate is 0.0%.

On balance 95368 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.