ZIP 95385 Property Distress & Foreclosure Data

Composite property distress in 95385 (Stanislaus County, California) lands at 24/100 — low on DLRadar's public-record scoring. Structural exposure scores 54 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (73/100). The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (40/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) register low.

The market reads peak — home values rose 1.4% year on year, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $58,333, median income runs below typical U.S. levels. There are about 210 housing units across 95385. The demographic-stress sub-score lands at 36/100. Vacancy runs 3.0%. 54% of housing is owner-occupied. The poverty rate is 13.2%. About 671 people live here, median age 30. Around 8% of adults hold a bachelor's degree or higher. Rent burden reaches 47% of tenant households.

Net-net, 95385 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
54/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 95385

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk97
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Stanislaus County

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Deterministic. Every signal traces to a public dataset · methodology