ZIP 95385 Foreclosure, Tax-Lien & Distress Report

ZIP 95385's composite property-distress score is 20/100 - DLRadar classes that as low for Stanislaus County, California. Structural risk reads 43/100 against active distress of 0/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (72/100)). The pressure is most legible in structural risk (43/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100).

The peak-phase market in 95385 posted values that rose 1.9% over the year, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $58,333, below the U.S. median near $78,000. There are about 210 housing units across 95385. DLRadar's demographic-stress index for the area reads 36/100. The vacancy rate is 3.0%. The tenure split is 54% owner-occupied to 46% rented. 13.2% of residents fall below the poverty threshold. Population is roughly 671 with a median age of 30. Around 8% of adults hold a bachelor's degree or higher. Around 47% of renters are cost-burdened.

Overall, 95385 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 95385 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 95385 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Stanislaus County, California and the nation. Nothing here is interpolated — where a source is thin for 95385, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95385's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 95385 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.