ZIP 95366 Foreclosure, Tax-Lien & Distress Report
San Joaquin County, California · Cooling Market market
ZIP 95366's composite property-distress score is 24/100 - DLRadar classes that as low for San Joaquin County, California. It additionally carries heavy environmental risk: climate & FEMA risk (99/100). The split runs 53/100 structural to 1/100 active on the ground. Its heaviest discrete signals: construction/permit lag (75/100), structural risk (53/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low.
The contraction-phase market in 95366 posted values that fell 2.5% over the year, 2.7% off the recent peak, and 6% higher over three years, at 36/100 phase confidence. A cooling market tends to open discount-to-value windows.
Around 27% of adults hold a bachelor's degree or higher. The poverty rate is 7.0% — low. The ZIP holds roughly 6,970 housing units. Population is roughly 18,440 with a median age of 40. At $104,952, median income runs above typical U.S. levels. On demographic stress specifically, 95366 scores 39/100. Around 45% of renters are cost-burdened. 67% of housing is owner-occupied. Vacancy runs 3.8%. A median home runs $707,800 here, or 6.4 times local income.
Taken together, 95366 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 95366 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 95366 shows blanks, not estimates, wherever the record is sparse.
The 24/100 figure for 95366 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 95366 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 95366 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 95366 Stress Report snapshot
A live read on 95366: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Open the complete 95366 acquisition file
See who owns each distressed property in 95366, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology