ZIP 95366 Property Distress & Foreclosure Data

DLRadar grades ZIP 95366 (San Joaquin County, California) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (99/100). The latent-versus-live split is 55/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (82/100), structural risk (55/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 1.5% off the recent peak, and 6% higher over three years (phase confidence 27/100). Falling values surface more motivated sellers and below-market exits.

About 27% have a four-year degree. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 6,970 housing units. 18,440 residents call 95366 home, typically aged 40. Households earn a median $104,952 — above the roughly $78,000 national figure. On demographic stress specifically, 95366 scores 39/100. Around 45% of renters are cost-burdened. The tenure split is 67% owner-occupied to 33% rented. The vacancy rate is 3.8%. A median home runs $707,800 here, or 6.4 times local income.

Taken together, 95366 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.