ZIP 95377 Property Distress & Foreclosure Data

San Joaquin County, California's ZIP 95377 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (55/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (99/100)). The latent-versus-live split is 55/100 structural and 1/100 already moving.

The contraction-phase market in 95377 posted values that fell 0.9% over the year, 1.3% off the recent peak, and 5% lower over three years (phase confidence 25/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $155,984, above the U.S. median near $78,000. Around 32% of renters are cost-burdened. The ZIP holds roughly 10,584 housing units. The vacancy rate is 3.0%. Educational attainment sits at 34% bachelor's-or-above. Home values center near $834,600, an affordability ratio of 5.0×. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 74% of homes, renters 26%. 5.4% of residents fall below the poverty threshold. Population is roughly 36,182 with a median age of 37.

On the whole, 95377 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.