ZIP 94551 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 94551 in Alameda County, California comes in at 21, a low composite-distress reading. Structural exposure scores 46 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (46/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (81/100)).

The market reads peak — home values held roughly flat year on year, and 8% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 38,739 people live here, median age 40. Around 48% of renters are cost-burdened. The ZIP holds roughly 14,290 housing units. 4.6% of residents fall below the poverty threshold. Home values center near $978,500, an affordability ratio of 7.1× — stretched. Median household income is $130,705, above the U.S. median near $78,000. The vacancy rate is 1.9%. About 44% have a four-year degree. 70% of housing is owner-occupied. The demographic-stress sub-score lands at 39/100.

Overall, 94551 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 94551 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 94551's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 94551 reflects the current record instead of a stale or modeled snapshot.

The 21/100 figure for 94551 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 94551 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.