ZIP 94538 Property Distress & Foreclosure Data

DLRadar grades ZIP 94538 (Alameda County, California) at a low 24/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 53/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (53/100), construction/permit lag (23/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 16% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $144,451 — above the roughly $78,000 national figure. A median home runs $1,136,600 here, or 7.7 times local income. About 53% have a four-year degree. The ZIP holds roughly 24,854 housing units. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 94538 scores 41/100. Around 35% of renters are cost-burdened. The tenure split is 45% owner-occupied to 55% rented. The vacancy rate is 5.2%. 67,704 residents call 94538 home, typically aged 37.

Overall, 94538 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.