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ZIP 94546 Foreclosure, Tax-Lien & Distress Report

Alameda County, California · High Value market

DLRadar grades ZIP 94546 (Alameda County, California) at a low 21/100 for overall property distress. Latent structural risk is 47/100 while live distress already moving reads 2/100. What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (87/100).

The market reads peak — home values held roughly flat year on year, and 4% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 16,233 housing units. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. A median home runs $1,043,500 here, or 7.8 times local income. The vacancy rate is 2.9%. The tenure split is 66% owner-occupied to 34% rented. At $125,780, median income runs above typical U.S. levels. Educational attainment sits at 41% bachelor's-or-above. Around 48% of renters are cost-burdened. 45,848 residents call 94546 home, typically aged 42. The demographic-stress sub-score lands at 43/100.

Overall, 94546 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 94546 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94546 can be compared directly against any other ZIP in Alameda County, California or nationwide. Nothing here is interpolated — where a source is thin for 94546, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 94546 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 94546 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
47/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 94546

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk100
9 further distress layers are graded for 94546

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 94546 Stress Report snapshot

The live 94546 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Alameda County ZIPs near 94546

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Additional distress intelligence spanning Alameda County, California by ZIP, county and state.

Unlock the full ZIP 94546 acquisition report

Every distressed parcel in 94546 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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