ZIP 94603 Foreclosure, Tax-Lien & Distress Report

ZIP code 94603 in Alameda County, California carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 47/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (87/100). The most distinctive pressure shows up in structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 12% lower over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 46% of homes, renters 54%. Households earn a median $71,086 — near the roughly $78,000 national figure. Population is roughly 36,440 with a median age of 34. There are about 11,133 housing units across 94603. The typical home is worth about $614,700 (8.4× income, severely stretched). Vacancy runs 5.4%. Around 51% of renters are cost-burdened. Around 15% of adults hold a bachelor's degree or higher. On demographic stress specifically, 94603 scores 52/100. The poverty rate is 13.2%.

On balance 94603 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 94603 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 94603 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 94603, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

94603's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 94603 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.